ADVISORY & BROKERAGE
FINANCING SOURCES
BUSINESS FOCUS
FINANCING APPROACH
Financing for owner-occupied commercial property, including purchases, relocations, additional locations, renovations, and other business real estate needs.
Financing for the acquisition of an established business, partner buyout, or ownership transition. Complete startups are not Archer’s primary market.
Working capital tied to a clear business need such as expansion, inventory, hiring, project costs, acquisitions, or other operating needs connected to growth.
Financing for major equipment that supports operations, capacity, expansion, or long-term growth through conventional, SBA, bank, non-bank, or other appropriate financing structures.
Financing for additional locations, larger facilities, renovations, tenant improvements, construction, equipment, and other costs connected to business growth.
A well-structured refinance may reduce monthly obligations, improve cash flow, consolidate debt, address upcoming maturities, or create borrowing capacity for the business’s next move.
We learn about the business, what the owner wants to accomplish, the transaction, and the numbers behind the request.
We clarify the business objective, identify important considerations, and determine what the financing needs to accomplish.
We determine how the financing should be put together before approaching a lender.
We take the financing request to banks, SBA lenders, non-bank lenders, specialty lenders, and other financing sources that fit the transaction.
We stay involved through lender review, documentation, and closing to help keep the process clear and organized.
For many entrepreneurs, SBA loans represent one of the most attractive financing options available. Backed by the U.S. Small Business Administration, these loans are designed
Cash flow is the lifeblood of every business. Even profitable companies can experience temporary financial gaps that make it difficult to cover day-to-day expenses. That’s
Access to capital is one of the biggest factors that determine whether a business simply survives or successfully grows. Whether you’re managing cash flow, expanding
Yes. A bank decline does not necessarily mean the deal cannot be financed. We can review the reason for the decline, explore other lenders or programs, and determine whether a different financing structure may work.
No. Start with what you are trying to accomplish. We can help determine which financing paths may fit the transaction.
No. Archer Commercial Finance is an independent commercial finance advisory and brokerage firm. We work with banks, SBA lenders, non-bank lenders, specialty lenders, and other commercial financing sources.
We help established business owners evaluate, structure, and place commercial financing. We begin by understanding the business and the objective, determine how the financing should be structured, and then identify lenders and financing sources that may fit the transaction.
We help with financing for commercial real estate purchases, cash-out from commercial real estate, debt refinancing and restructuring, expansion and construction, existing business acquisitions, working capital for growth, and major equipment purchases.
Possibly. If the property has sufficient equity and the business can support the financing, cash-out may be available for eligible business purposes such as expansion, renovations, debt restructuring, acquisitions, working capital, or other approved needs.
Equipment leasing is not a core Archer service. However, we can help finance eligible equipment purchases through conventional financing, SBA 7(a), SBA 504, bank financing, non-bank financing, and other appropriate options depending on the equipment, business, and overall transaction.
Our primary focus is established businesses and buyers acquiring existing operating companies. Complete startup financing is not our primary market.
Yes. Commercial real estate brokers are important referral partners. Archer can handle the financing side while respecting the broker’s client and real estate relationship.
Yes. Archer can partner with loan and finance brokers on transactions where our lender relationships or structuring experience can help.
The earlier we understand what you are trying to accomplish, the more effectively we can evaluate the transaction and help determine the financing structure. You can also contact us if your bank has already declined the request or if you want a second look at the available financing paths.
Timing depends on the type and complexity of the transaction, the financing structure, lender requirements, documentation, and other factors. We help organize the request and work with financing sources that fit the transaction and its timing needs.
